Document Type : Research Paper
Authors
Abstract
Lending is one of the main services of the banks. It is notable that the process of funding money and lending it to the customers has a cost of capital, so, the lending condition should be economical for both bank and customers.
Hence, in this article we’re going to provide a model of banking loans loan portfolio which is designed as a soft-ware application that supported by Data Mining Technology and mathematical models. This model could provide optimum combination of bank’s loan portfolio and contribute as a decision support system for bank credit management.
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